I don't think consultants really are 'only as good as their recent experience suggests', although I accept HR depts often think like that. Demand for consultants is very volatile when you are a candidate because that is where downturn cuts hit hardest first, and vice versa in upturns. I would not think of a rejection as necessarily writing you off for good. If you get more experience you can then compete as book wise and street wise rather than just one of the two. Banking might be a real possibility for you, and then you could switch into a finance vertical at a consultancy later. I found my business degree, an MBA, much more helpful than it is sometimes considered by HR depts. Just reading a book on the way home from work would not be the same, it would be untested to start with. It's helped me to get some very interesting experience since then, but I do not sell myself on that alone these days. I actually got my first consultancy job from a company that had initially rejected me. We often hear how they only spend 30 seconds reading a CV, it is how the recruitment game works, but it's not always enough. There are some real cynics in the mid-tiers of HR, I would not take them too seriously (unless you are talking to them!). They plan going forward on what it was like over the last year or two, they would do better to think what it was like last time we were at this point in the cycle. I guess that it is the danger of only having industry experience!